|We’re Here for you. We will be updating this page frequently with additional helpful information as we are made aware of new info and resources.|
|April 3, 2020|
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
The Paycheck Protection Program will be available retroactive from February 15, 2020, so employers can rehire their recently laid-off employees, through June 30, 2020. Small businesses and sole proprietors may begin applying on April 3, 2020. Independent contractors and self-employed individuals can apply beginning April 10, 2020.
For more information, visit SBA’s online resource and review the attached materials.
April 2, 2020
Below are updated guides from the US Chamber of Commerce for employers relating to the Paycheck Protection Program, SBA Emergency Disaster Loan, and Employee Retention Tax Credit.
Small Business PPP Loan Guide (PDF)
Small Business EIDL Guide (PDF)
Employee Retention Credit Guide (PDF)
March 26, 2020
Update on SBA Loan:
Please note there have been changes to the Small Business Administration (SBA) loan process.
We were notified today that the prior online portal is no longer accepting e-applications. Instead, businesses are to complete PDF forms offline and upload them to the website. Additionally, businesses will no longer be able to look up application status.
The updated link is here: https://disasterloan.sba.gov/apply-for-disaster-loan/index.html
March 25, 2020
Want to help out the populations in need? A few organizations have come together to provide resources to anyone in need, including: elderly, children on free & reduced lunch, and simply those unable to leave their homes.
Those in need can call the Community Resource Line: 513-781-6345 if they have a need and they will be directed to a resource or we will create a way to assist them. This truly is community at work!
Here is a link to the resources available.
March 24, 2020
Here is a link to a video that outlines step by step how to apply for an SBA loan.
March 23, 2020
Updated local guide to restaurants and businesses. Please use carry out as an option for food to keep these small businesses running!
Download guide >
Here’s our weekly email with more updates, helpful tips, and some action item ideas to help you feel productive this week.
Read the Email >
March 22, 2020
On Sunday, March 22, under the direction of Ohio Governor Mike DeWine, Ohio Department of Health Director Amy Acton, M.D., MPH issued a director’s order to require all Ohioans to stay in their homes to prevent the further spread of COVID-19 beginning at 11:59 p.m. EDT on Monday, March 23, 2020 until 11:59 p.m. on April 6, 2020. This order prohibits holding gatherings of any size and closes all nonessential businesses. It does NOT prohibit essential activities like going to the grocery store, receiving medical care, or taking your pet for a walk. Residents can return home from out of state and can leave the state.
The governor’s office has sent us official documentation on this policy.
Download the FAQ on the Stay At Home Order PDF >
March 20, 2020
The Small Business Administration is offering low-interest federal disaster loans for working capital to Ohio small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).
Official News Release (PDF)
Loan Fact Sheet (PDF)
ONLINE RETRAINING OPTIONS (info provided by Ohio Lt. Gov’s office)
OHIO TECHNICAL CENTERS: https://www.ohiohighered.org/otc/locations
Ohio Technical Centers provide post-secondary career and technical education (CTE) at 54 career centers across Ohio.
These institutions offer programming in the skill trades (i.e., HVAC, Phlebotomy, Police Training, EMT, etc.) that prepare adult learners for certificates, industry-recognized certifications, and state licensures.
Ohio Technical Centers are positioned to respond quickly to the needs of business and industry by providing customized trainings and business consultation services to companies in order to assist with meeting Ohio’s workforce goals.
COMMUNITY COLLEGES: https://www.ohiohighered.org/campuses/map
Ohio’s two-year college system is made up of 23 technical and community colleges.
These institutions allow students to complete the first two years of a bachelor’s degree and/or pursue a technical certificate, Associate degree, or microcredential.
At an affordable rate, employers can utilize two-year colleges for upskilling and retraining their employees in a variety of fields.
Two-year colleges also offer certification prep and customized training in Ohio’s most in-demand industries.
Ohio is a national leader in postsecondary education with 14 public universities and 51 private colleges and universities.
Many universities offer certificate programs that can be completed in less than a year, giving employees the opportunity to upskill in the short-term.
Microcredentials indicate an understanding or mastery in a specific skill or set of skills. Most microcredentials can be earned online and in a self-paced format.
Microcredentials provide an opportunity for employee development that leads to increased business productivity without the time commitment of other traditional educational programs.
Through Ohio’s TechCred program employers can be reimbursed up to $2000 when employers complete these types of credentials.
TechCred reimburses Ohio employers when they invest in their employees by sponsoring them to earn tech-focused credentials.
Employers can apply for the current round of TechCred, which runs through March 31st.
TechCred offers employers up to $2,000 in reimbursement for every technology-focused credential earned by an employee, up to $30,000 per employer per round.
Credentials can be offered by a provider of the company’s choice and many of these trainings can be completed online.
OHIOMEANSJOBS CENTERS: jfs.ohio.gov/wioamap/
OhioMeansJobs centers are located within each of Ohio’s counties and assist job seekers, employers and youth with job search assistance, employee recruitment, job training, and more.
Many OhioMeansJobs centers help subsidize the cost of employee training and upskilling through their Incumbent Worker Training and On-The-Job Training programs.
Employers can connect with their local OhioMeansJobs center to connect with new talent or learn more about opportunities to upskill their current workforce.
OhioMeansJobs.com provides all Ohioans with access to free online training and assessments. OhioMeansJobs.com has free online courses on business and computer topics, such as Microsoft and Adobe products.
LINKEDIN LEARNING: linkedin.com/learning/
LinkedIn Learning is an online tool where users can take courses to earn business, creative, and tech skills. LinkedIn Learning has over 15,000 expert led courses.
LinkedIn Learning is available for free to any Ohioan with a valid public library card.
OTHER FREE ONLINE EDUCATION AND TRAINING
In addition to the resources available through OhioMeansJobs.com and Linkedin Learning, there are a number of other online education and training providers through which part or all of their course content can be accessed for free.
A few examples of the many great online resources include: Code.org, Coursera, edX, Udacity, and Khan Academy.
Khan Academy: https://www.khanacademy.org/
The eBasedAcademy is an online learning platform hosted by OhioMHAS. From behavioral sciences to the science of addiction, eBasedAcademy offers classes from Ohio’s top educators, professors and professionals.
Through the eBasedAcademy you can earn Continuing Education Credits in a variety of fields including psychology, nursing and social work.
SharedWork Ohio is a voluntary layoff aversion program. It allows workers to remain employed and employers to retain trained staff during times of reduced business activity. Under a SharedWork Ohio plan, the participating employer reduces affected employees’ hours in a uniform manner. The participating employee works the reduced hours each week, and the Ohio Department of Job and Family Services (ODJFS) provides eligible individuals an unemployment insurance benefit proportionate to their reduced hours. You can visit JFS.Ohio.gov/ouio/SharedWorkOhio for more information.
March 19, 2020
A statement from Loveland Mayor, Kathy Bailey regarding COVID-19.
Here are some additional resource links:
Small Business Administration Disaster Resources:
· U.S. Small Business Administration Disaster Loan Program
· SBA Disaster Assistance One-Pager
· SBA Coronavirus Disaster Loans
U.S. Chamber Resources:
· U.S. Chamber Coronavirus Resource Website
· U.S. Chamber Disaster Help Desk
· Resources to Help Your Small Business Survive
March 17, 2020
We know you’ve been inundated with messages from literally everyone you ever gave your email to.
Please know that this is new territory for all of us. We will do all we can to support you, your staff, and your business.
We are all getting a lot getting thrown at all of us. We’ll do our best to keep you up to date, but not add to the chaos. Here are some helpful links and information below.
(Item 1 is in reference to the low interest loans shared yesterday on social media, Shared via Ott Huber and Nick Crossley, CEM, CPM | Director Hamilton County Emergency Management & Homeland Security Agency)
1. The Ohio Development Services Agency is preparing to submit an application in the coming week to qualify Ohio for the U.S. Small Business Administration’s (SBA) Economic Injury Disaster Loan Program. This program provides low-interest loans up to $2 million in order to help businesses overcome the temporary loss of revenue during the state of emergency.
In order to complete the state’s application, businesses impacted by the current public health crisis should immediately send their contact information to BusinessHelp@Development.Ohio.gov. Additional information on the SBA Economic Injury Disaster Loan Program is available at SBA.gov/Disaster.
2. Here is an excellent resource for businesses to respond to the public from the Small Business Administration.
3. Information regarding BWC program via our Representative at Corvel
4.This document (PDF) explains social distancing and setting up on line ordering if you do not currently have this capability: contact, John Webb, John.email@example.com or 937-671-1606.
5. A check list from on a 12 week small business plan is here to review.
From City of Loveland:
Loveland City Council will hold a special meeting on Tuesday, March 17, 2020, at 5:00 p.m. at the Loveland Museum Center’s JoAnn Richardson History House, located at 201 Riverside Drive. The purpose of the meeting is to consider legislation to declare a state of emergency in the City of Loveland due to the coronavirus disease outbreak. City Council will also consider any and all information or measures raised concerning the coronavirus pandemic and the delivery of municipal services, and any other business as may properly come before the municipal body at the meeting may be considered and acted on.
Please note the following events have been postponed/cancelled:
March 18 Leadership Panel “An Appetite for Growth” (Postponed to later date TBD)
March 19 Loveland Young Professional Happy Hour (Cancelled)
March 26 and April 23 Morning Mixers (Cancelled)
March 31 Cybersecurity Lunch and Learn (Postponed to a later date TBD)